Ahmedabad or Ahmadabad is the largest city in Gujarat and the 7th largest city in India, with a population of 5 million. The city is also sometimes called Karnavati, an older name and known as Amdavad in Gujarati. Ahmedabad is the administrative cen+ter of Ahmedabad District, and was the former capital of Gujarat State from 1960 to 1970, when Gandhinagar replaced it.

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The interest rates offered also vary, depending on factors like age of the consumer, total family income, tenure of the loan, other assets held and credit-worthiness, judging from past transactions.